The Direct Property Platform That Puts You in Control.
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Run the Numbers
Agency (1.5%)
MPP Flat Fee
£499
You Keep
Landlord Asset Hub
| Address | Tenant | Rent | Status |
|---|---|---|---|
| Room | Tenant | Rent | Status |
|---|---|---|---|
Incoming Tenant Passports
No applicants for this property yet.
Mortgage
Insurance
Aviva Landlord Cover
Expires 14 Feb 2027
Tax Ledger
Net £18,240 YTD
£4,120 deductible
Rent Ledger — Automated Chasing (All Tiers)
| Unit | Provider | Included |
|---|---|---|
Statutory Certificate Status
HMO Licensing Risk Diagnostic
Housing Act 2004 — a mandatory HMO licence applies where 5 or more occupants from 2 or more households share amenities.
Regional Register
Tenancy & Notice Auditor
AI Tax & SA105 / MTD Filing Vault
[PRO ADD-ON] Active: AI Tax Shield & MTD EnginePremium upgrade tier — automated Making Tax Digital for ITSA compliance, live expense auto-tagging and Section 24 relief modelling.
Unlock the AI Tax Shield & MTD Engine
Open Banking expense auto-tagging, receipt scanning, a Section 24 relief optimiser and 1-click SA105 / MTD export.
Open Banking Expense Stream
| Date | Merchant | Property | Amount | Tag |
|---|---|---|---|---|
Receipt / Invoice Scanner
Section 24 & Relief Optimiser
Personal Ownership
20% finance cost tax credit only (s.24, ITTOIA 2005)
Estimated Income Tax due on this property (higher rate)
SPV Corporate Structure
Full mortgage interest deduction, Corporation Tax rate
Commercial Asset Management
Use Class
Sq Ft / Annual Rent
Rateable Value
Commercial Lease Engine
Lease Structure
Landlord & Tenant Act 1954 Status
Rates & VAT Tracker
Small Business Rates Relief
Option to Tax (VAT)
Tenant Portal
Tenancy Overview
19 Ashworth Rd, Flat 3
£1,250 pcm · Manchester
Next Rent Due In
Referencing Passport
Portable, verified profile — Open Banking income, IDVT & credit checks — usable across any listing. Optional; never required to view or apply.
Open Banking: Verified Income Inflow (Last 3 Months)
Credit Bureau Verification
Connect your bank account to run the Equifax/Experian check.
Right to Rent
Home Office Share Code:
Not yet verified.
Income & Affordability (Evidence-Locked)
Statutory 30x annual salary rule — verified via Open Banking, read-only
Affordability locks automatically once your bank account is connected. Self-reported income is not accepted.
Verified Guarantor Income:
Based on the statutory 36x guarantor affordability rule
Utility Hub
Auto bill-split: 3 flatmates · your share £41.20
AI Defect Triage
Or Select a Reported Defect
Buyer Hub & Direct Offer Engine
Proof of Funds
£420,000
Mortgage AIP
HSBC · £380,000
Contract-Ready Direct Listings
New Offer
Negotiation Log
My Home Dashboard
Track your home's value, mortgage position and maintenance — all in one place.
Estimated Value
Outstanding Mortgage
Live LTV
Fixed Rate Expiry
Home Vault — Warranties, Servicing & Insurance
AI Defect Triage
Or Select a Reported Defect
1-Click Transition Tools
Deal Comparison Hub
Automated expiry-triggered comparisons — remortgage offers unlock inside the 6-month fix-expiry window; utility deals track every contract end date.
Mortgage Remortgage Engine
until fix expires — comparison offers below, revert rate is .
Initial Monthly Cost
Monthly Savings vs SVR
Utility & Broadband Switching Engine
Holiday Let & Short-Term Rental Portal
Nightly-rate short-term stays, run entirely separately from statutory AST / periodic tenancies.
Stay Cost Breakdown
Instant booking — guests are not referenced, credit-checked, or subject to the 30x affordability rule that applies to long-term tenancies.
C5 Short-Term Let Registration
Public Liability Insurance
Fire Safety Order 2005
Regulatory Reform (Fire Safety) Order 2005 — Checklist
Statutory Separation from Long-Term Tenancies
Holiday Let guests are booked under a licence to occupy, not an Assured Shorthold Tenancy. They are excluded from long-term referencing, the 30x affordability rule, and Section 8 / Section 21 statutory notice obligations — those apply only to AST and periodic tenancies managed in the Landlord Asset Hub.
Marketplace
Search live sale and rental listings, direct from owners, with zero agent fees.
No listings match your search — try widening your filters.
Seller Pipeline & Conveyancing
Contract-Ready Setup
Automated Chasing
5-Stage Conveyancing Progress
Live Offer Response Center
Transferable Property Passport
Financial & Personal Record (Owner-Only)
Mortgage Balance
Current Occupant
Full Immutable History
Financial and personal data are redacted in the public view. Only structural provenance is shown — previous owner identity is never disclosed.
Historical Maintenance & Capex Log
Statutory Certificate Provenance
Immutable ledger transfers with the title on sale. Previous owner identity is never disclosed.
Utilities & Bills Hub
| Unit | Provider | Type | Inclusion |
|---|---|---|---|
Meter Reading Upload
HMO Bill-Splitting Engine
Business Sub-Accounts & Team Delegation
Entity Switcher
Nominated Team Access
Team members only see properties assigned to their entity — personal assets stay hidden.
AI Staging & Inspection Studio
Deep Valuation Estimate
£412,000
Tradesperson Portal
Solicitor Portal
AI Messenger
Pricing Tiers
Every landlord tier includes Automated Rent Tracking & Chasing as standard — no commission, no agent fees, ever.
About Us
MyPocketProp connects landlords, tenants, sellers and buyers directly — cutting agent fees while keeping every deal compliant across England, Scotland and Wales.
Careers
Terms & Compliance
Direct dealing on MyPocketProp is subject to our anti-circumvention policy: all messaging is screened to keep transactions on-platform and fee-transparent.